Vehicular collisions, slips and falls and other accidents can have a serious impact on your physical and financial well-being. These occurrences can be painful and scary but you need to remain calm in the aftermath. The actions you take can impact the payout you get from insurance companies. That’s why it is important to know exactly what steps to take if you are injured in any of these circumstances.
See a doctor
According to dmv.org, you should see a doctor immediately after an accident even if you don’t think you’ve been injured or that your injuries aren’t serious. Symptoms like pain and dizziness can sometimes emerge days after the incident. Visiting a doctor is a good health decision, but it will also give you evidence if you file a personal injury claim or need to visit a personal injury law office. If you wait too long to seek medical attention, you may not be able to prove that your injuries resulted from the fall or accident. Personal injury attorneys can help you understand your rights and handle disputes if you have to resort to mediation or court.
Keep good records
You need to make sure you have records of your injuries and any treatment you receive from professionals like doctors, chiropractors, and physical therapists. Save the bills and receipts as well as any correspondence they sent to you. You also need to keep receipts for medications and any other items they asked you to purchase. If you had to travel for treatment, also note your travel and accommodation expenses. Make an effort to record how the injuries are affecting your daily activities and quality of life.
You should also take pictorial records. If you’ve been in a vehicular accident, take photos of the location, road conditions and the damage to your car. Shoot booth wide angle shots and close-ups which clearly show the damage. Have someone take pictures of your injuries, if applicable. All this will strengthen your case.
Be careful what you say
Don’t admit fault at the scene. You may want to apologize if you think you injured someone or damaged their vehicle. However, this could put your claim in jeopardy since it can be seen as an admission of liability. Instead, you should file a police report and give a detailed account of what occurred. Let the insurance companies determine who was at fault. Don’t freely give details about the accident to people who are not connected with the case. You also shouldn’t speak to the other party’s insurance company if they contact you.
Another thing to note: you shouldn’t settle for a liable party until your medical treatment is over or everything that can be done for you has been done. If your injuries haven’t healed fully, you won’t actually know how costly your doctor’s visits will become.
Accidents can be overwhelming and it can be hard to think straight. Making yourself aware of the correct steps to take well in advance will go a long way in preparing you. Whether it’s a crash, fender-bender or a fall, dotting your I’s and cross your t’s will make the experience a little more hassle-free.
